Finance
Fast, flexible finance options.
Talk to our dedicated Finance Managers about driving your new vehicle away today. We provide tailored leasing and finance packages. Buying a vehicle can be daunting process – our team is here to explain all your finance options so you make the best decision for you.
Value My Car
Finance Application
Insurance
FAQs
Repayment options to suit.
Estimate your finance costs with our quick and easy finance calculator. We offer loan terms from 6 to 60 months, competitive interest rates and flexible payment options.
Why finance with Ingham.
Vehicle finance made easy.
Our expert Finance Managers will guide you the entire process. It’s quick and easy and we’ll explain all your options so you can make the right decision for yourself.
Competitive finance rates.
We have competitive interest rates and finance solutions specifically for vehicle purchasing. We can tailor rates and loan terms to suit your needs.
Everything you need.
We have all the tools you need for purchasing your Vehicle – no need to go anywhere else. We are your one-stop-shop for vehicle finance, insurance and warranties.
FINANCE PRODUCTS
Vehicle finance options.
Credit Sale Agreement
A Credit Sale Agreement means you can drive your car home today. It’s simple to set up and once the last payment is made, the car is yours. The interest rate is fixed for the term of the agreement so you’ll always know exactly where you stand.
Finance Lease Agreement
If you’re buying your car for business, a Finance Lease could be a great option. Lease payments are based on the total cost of the car, less the agreed residual value you’ll pay at the end of the term. There are no up-front costs.
Fully Maintained Operating Lease
Avoid the hassle of managing costs for the maintenance of your vehicle/s. With a low initial outlay and fixed monthly rentals, you can transfer your fleet off the balance sheet and release capital back into your business. Near the lease expiration, you can choose to upgrade to a newer model, extend the current lease, or simply return the vehicle and take out a new one.
Non-Maintained Operating Lease
This lease option allows you to transfer the value of your fleet off your balance sheet. This releases precious capital back into your business, increases cash flow and converts your fleet to an ongoing operating expense. When your lease period is nearly finished, simply choose to upgrade to a newer model, extend your current lease or return the vehicle.
Credit Sale Agreement
A Credit Sale Agreement means you can drive your car home today. It’s simple to set up and once the last payment is made, the car is yours. The interest rate is fixed for the term of the agreement so you’ll always know exactly where you stand.
Finance Lease Agreement
If you’re buying your car for business, a Finance Lease could be a great option. Lease payments are based on the total cost of the car, less the agreed residual value you’ll pay at the end of the term. There are no up-front costs.
Example Separator
Standard fees and charges.
For our full range of Finance fees and charges applicable to the consumer contracts we provide please click on the below:
UDC
-UDC Credit Sale Agreement (Personal)
-UDC Term Loan (Personal)
-UDC Security Agreement (Personal)
-General Conditions (Consumer)
-Fee Schedule (with dealer fee)
Branded Financial Services
Mercedes-Benz Financial Services
Daimler Financial Services
Kia Finance
MMNZ Financial Services
Marac
Ingham’s lending rates range from 9.95% to 13.95%. Rates vary depending on many factors including the amount of lending, the term of the loan, the level of deposit or equity in the loan, customer credit history, and customer risk profile.
Ingham’s establishment and dealer origination fee ranges from $250 to $400; fees vary depending on the dealership and the finance company.
Finance terms and conditions together with information about the costs of borrowing, including credit fees, default fees, interest rates, and default interest rates can be viewed by clicking on the links above.
Terms and conditions apply, see your local Ingham dealer for details.
- $250 Grocery and $250 Petrol Voucher offer T&Cs
- Finance Terms & Conditions
- Financial Disclosure Statement
- Honda Premier Class Certified Used Car and Honda Certified Used Car Terms and Conditions
- Ingham Credit Account Terms and Conditions
- Ingham Extended Warranty
- Ingham Privacy Statement
- Ingham Social Media Competition Terms and Conditions
- Pre-Purchase Inspection
- Prezzy Card Offers
- Promotion | Terms and Conditions
- Protecting our Customers and Business Partners from fraud
- Retail Prices & On Road Costs explained
- Service Prezzy Card Offer
- Terms and Conditions - www.inghamdriven.nz
- Warranty and Insurance