Get your repair now and pay later.

With humm, you can buy now and pay later with regular, interest-free instalments.

How humm works.

Customers can choose to fund whatever they need, both big and little things.

Little things are for those purchases up to $1,000*.

Big things are for those purchases between $1,000 – $10,000*.

Humm little and big things each have their own set of rules for approval, but no matter what, it is interest-free.

Humm online customer application

Download the humm app

Approvals are instant (if you qualify), so once approved you can arrange payment of your repair with the service or parts team at any of our Ingham dealerships.

*Ingham (and its associated businesses) are unable to offer humm payments for the purchase of new or used vehicles. Lending criteria, $10 late fee, humm T&Cs apply. An establishment fee of $20 and a $2.50 monthly account fee applies to humm Big Things only. Humm is not a part of Ingham and is provided as a service to our customers. The relationship and payment terms are not with Ingham, but held solely between humm and the customer.