We’re here to help with your next vehicle finance
Finding the right vehicle finance doesn’t have to be complicated. At Ingham Te Awamutu, we’re here to help you secure a finance solution that suits your budget, lifestyle, and future plans.
We work with a wide range of trusted finance providers, which means we can compare options and help find a competitive deal that works for you — not a one-size-fits-all solution.
Whether you’re buying new, used, or upgrading your current vehicle, our experienced team will guide you through flexible finance options, explain everything clearly, and support you every step of the way.
No pressure. No confusion. Just straightforward advice and finance options designed around you.
Finance calculator
Use our finance calculator to get an estimate of your weekly or monthly repayments in just a few clicks.
How it works
- Enter the vehicle price
- Adjust your deposit (if any)
- Choose your preferred loan term
- Instantly see estimated repayments
You can tweak the numbers as much as you like until it feels right.
Under $150 per week*
Vehicles between $150 – $250 per week*
Vehicles between $250 – $350 per week*
Vehicles over $350 per week*
Contact our finance manager
We can help you get pre-approved finance or discuss your finance options.
Finance FAQ
What types of vehicle finance do you offer?
We offer a range of flexible vehicle finance options for new, demonstrator, and used vehicles. This can include standard loans, low or no-deposit options, and tailored terms to suit your budget.
Do you use more than one finance provider?
Yes. We work with a number of trusted finance providers. This allows us to compare options and help find the most competitive deal for your individual situation.
Can you help if I’m not sure what finance option is right for me?
Absolutely. Our finance manager,. Katrina Easton will take the time to understand your needs, explain your options clearly, and help you choose a finance solution that works for you — no pressure and no jargon.
Do I need a deposit?
Not always. While a deposit can help reduce repayments, there may be options available with a low or no deposit, depending on lender approval and your circumstances.
Can I use a trade-in as part of my finance?
Yes. If you have a vehicle to trade in, its value can often be used to help reduce the amount you need to finance.
How long can I finance a vehicle for?
Finance terms can vary, typically ranging from short-term options to longer repayment periods. We’ll help you choose a term that balances affordable repayments with overall value.
*Terms and Conditions
- Finance is available to approved applicants only.
- Car vehicle prices are subject to change, which will affect the weekly repayment amount.
- All finance offers are subject to lender approval, credit criteria, and standard lending terms.
- Repayments shown in the finance calculator are estimates only and may vary based on interest rates, loan term, deposit, trade-in value, and individual circumstances.
- Interest rates, fees, and loan structures may differ between finance providers.
- Ingham works with multiple finance providers to help identify suitable options, but does not guarantee approval or specific rates.
- Finance terms, offers, and availability are subject to change without notice.
- Images and vehicle specifications are for illustrative purposes only.
For full terms and a personalised finance quote, please speak with our team.