Providing peace of mind motoring
Just because your vehicle is no longer under factory warranty doesn’t mean you can’t have peace of mind. That’s why we offer an Extended Warranty to provide you with mechanical breakdown protection – a trusted protection plan designed to keep your future mechanical costs down.
Whether you’re driving a petrol, diesel or hybrid, our extended warranty provides comprehensive protection against the cost of unforeseen mechanical and electrical failures.
What is an extended warranty?
An extended warranty gives you, the vehicle owner, peace of mind by covering the cost of repairing mechanical or electrical components that fail unexpectedly during normal use, subject to the terms, conditions and exclusions outlined in the policy t&cs.
Why get an extended warranty?
- Covers Major Repair Bills: Repairs for complex parts like transmissions, engine components, or hybrid battery systems can cost thousands of dollars. With an extended warranty, these costs may be fully covered. Please refer to the policy document for our extensive list of what’s included.
- Easy Financing: You have the option to include the cost of the extended warranty in your car loan repayments.
- Protects Your Budget: It protects you in the future from facing unexpected repair bills when you may not have budgeted for them.
- Nationwide Repair Network: We have approved repairers throughout New Zealand for you to access.
- Additional Benefits: Our extended warranty includes 24/7 roadside assistance, towing, and, in some cases, reimbursement for emergency accommodation or rental car costs.
Nationwide Service
Whether you’ve broken down on the top of a mountain or have a flat tyre on the motorway, our Roadside Assistance has you covered.*
24/7 Support
Accidents can happen at anytime night and day so we’re always here to take your call.
Coverage
Protects you against unexpected vehicle breakdowns, repairs, parts, labour, and towing.
Who benefits from Ingham’s extended warranty?
Our Extended Warranty is ideal for:
Private/personal use drivers
If you use your vehicle for everyday driving — commuting, school runs, road trips, and weekend adventures, then this warranty is designed for you.
Owners of vehicles 10 years old or newer
If your vehicle is 10 years old or newer, you may qualify for extended protection to keep it covered as it ages*.
Parents or caregivers
Have peace of mind that your teenager’s vehicle is protected against future unexpected costs and breakdowns.
Drivers who want budget certainty
Unexpected repairs can be costly. An Extended Warranty helps you reduce future mechanical breakdown costs.
Benefits include
- Comprehensive protection for petrol, diesel and hybrid vehicles, starting from $19 p/w for 2WD standard petrol vehicles*
- Choice of 1, 2 or 3 years of coverage
- $0 excess on any claims
- Unlimited cost of repairs for ‘standard vehicles’ and up to $10,000 or ‘market value’ for other cars*
- Battery replacement for hybrids*
- Emergency travel, accommodation & repairs
- Allowances for towing and car hire
- 7 day / 24 hour First Rescue Roadservice
See policy wording for full information
Contact us
Ingham Extended Warranty vs Consumer Guarantees Act
Your Rights Under the Consumer Guarantees Act (CGA)
As a vehicle owner in New Zealand, you are protected by the Consumer Guarantees Act. This law provides a series of guarantees to ensure you can buy with confidence.
Below is a simplified overview highlighting the differences between the protection you receive under the Consumer Guarantees Act (CGA) and the additional cover provided by Ingham’s extended warranty.
| Features | Our Extended Warranty | Consumer Guarantees Act |
| Period of cover | 1, 2 or 3 years from the date of purchase of the vehicle, depending on the period of extended warranty that you choose to purchase and indicated in this document. | A reasonable period from the date of purchase, considering, amongst other things, the price and nature of the vehicle. |
| Mechanical problem with the vehicle | Yes – you are covered for Mechanical issues with any of the components referred to in the Annex, subject to the terms and conditions of the Extended Warranty | Covered if necessary to cover a fault or other failure of the vehicle to meet the requirements of the CGA. |
| Flat battery jumpstarts | Yes | Covered if necessary to cover a fault or other failure of the vehicle to meet the requirements of the CGA. |
| Vehicle lock-out / emergency vehicle access | Yes | Covered if necessary to cover a fault or other failure of the vehicle to meet the requirements of the CGA. |
| Flat tyres (fitment of a spare) | Yes | Covered if necessary to cover a fault or other failure of the vehicle to meet the requirements of the CGA. |
| Emergency fuel (five litres delivered to the vehicle if you run out of fuel) | Yes | Covered if necessary to cover a fault or other failure of the vehicle to meet the requirements of the CGA. |
| Vehicle towing in the case of a mechanical failure to the nearest approved repair | Yes | Covered if necessary to cover a fault or other failure of the vehicle to meet the requirements of the CGA. |
| Hiring a substitute vehicle (if the breakdown occurs more than 50kms from where you normally live, up to $100 per day, up to a maximum of $300) | Yes | Covered if necessary to cover a fault or other failure of the vehicle to meet the requirements of the CGA. |
| Accommodation up to the value of $150 per day to maximum of $450, if you are unable to return home the same day as the breakdown occurs. | Yes | Covered if necessary to cover a fault or other failure of the vehicle to meet the requirements of the CGA. |
| Cost of Cover | Available for an additional cost | No additional cost |
| Is the warranty transferable? | No | Yes – rights are transferable under the CGA if the vehicle is given to a person as a gift. |
Frequently Asked Questions – Ingham Extended Warranty
What does the Ingham Extended Warranty include?
The Ingham Extended Warranty protects you against the unexpected costs of mechanical and electrical failures. Depending on your policy, it can cover repairs, replacement parts and labour, as well as roadside assistance and nationwide repair network support. Please see your local Ingham Finance Manager for a copy of our policy document.
How do I make a claim?
Simply follow these steps:
What to Do if You Need Assistance
- Roadside Assistance: Call 0800 479 227, option 1
- Other Assistance: Call us on 0800 479 227, option 2 or email claims@inghamwarranty.nz
Please have your policy number, vehicle registration, and current odometer reading ready.
Repairs and Authorised Repairers
- We’ll help you find your nearest Authorised Ingham Repairer (all repairs must be carried out by an Authorised Repairer).
- If your vehicle suffers a mechanical/electrical problem and can be driven, deliver your vehicle safely to the closest Ingham Dealership or a repairer authorised by us.
- If it cannot be driven safely, let our roadside assistance team know so they can provide you with the best repair solution.
- Present your policy to the repairer so they can confirm if the breakdown is covered.
- You may be asked to complete a claim form and provide additional documentation (e.g. proof of servicing, relevant invoices).
Does the Ingham Extended Warranty cover cars used for business reasons?
No. The Ingham Extended Warranty is designed exclusively for personal-use cars, allowing us to provide a comprehensive, low-cost solution for our customers.
Does the extended warranty void the Consumer’s Guarantee Act?
No. The Ingham extended warranty provides you with additional protection.
What vehicles qualify for the Ingham extended warranty??
Vehicles that meet all of the criteria below are eligible to purchase the Extended Warranty:
(i) used solely for personal use;
(ii) up to 10 years of age / 125,000 kms at the time of sale;
(iii) with a gross vehicle mass under 3500kg;
(iv) Not manufactured by Aston Martin, Bentley, Ferrari, Lamborghini, Lotus, Maserati, McLaren or Rolls-Royce, unless approved by us at the time of sale.
View the policy document for the full list of exclusions
Does the warranty cover turbo and performance vehicles?
Yes, but there may be some brands and models not covered, so we encourage you to contact Ingham.
* Insurance terms and conditions apply. Refer to Policy wordings for full terms and conditions. Ingham Extended Warranty 1st April 2026