Welcome to Ingham Cover.
Enjoy your car — we’ve got everything else covered.
Ingham Cover is our suite of vehicle protection products designed to give you ongoing peace of mind, cost certainty, and support well beyond your initial purchase.
Warranty. Servicing. Insurance.
Three simple ways to look after your car and your budget.
- Have ‘new car’ peace of mind with an extended warranty.
- Lock your servicing in at today’s price.
- Have your vehicle insurance sorted before you drive away.
Owning a car should be effortless. Ingham Cover makes sure it is — fixing your servicing costs, covering mechanical repairs, and protecting you and your finances against the unexpected.
What is available under Ingham Cover?
There are three products to consider, each entirely independent of the others. Choose one, choose all three, or take your time and decide later. Your Ingham Business Manager will help you work out what’s genuinely worth for you.
Ingham Cover
Extended Warranty
Mechanical repairs, covered on your used vehicle
New cars come with the manufacturer’s warranty behind them. Most used cars have moved past that, which means a mechanical repair is something you’d otherwise be paying for yourself.
Our extended warranty puts that protection back. If a covered component fails, you bring the car to us and we sort it — our technicians, the right parts, the right diagnostic equipment for your make and model. No hunting around for a workshop and no unwelcome quote.
It’s also worth something when you sell. A used car with warranty cover in place and a proper repair history behind it is a much easier car to hand on to the next owner.
Find out more
Ingham Cover
Service Plan
Three years of servicing at today’s price
This is the simplest one, and the one most of our customers take. You pay for your scheduled servicing at today’s rates, up front or as part of your finance, and that price is locked in for three years.
Labour rates go up. Parts prices go up. Yours stay exactly where they are.
After that it’s completely hands-off. Book your service when it’s due, bring the car in, and it’s already taken care of. Your vehicle stays on its service schedule, and you build up a complete, franchise service history — worth real money at trade-in time.
Find out more
Ingham Cover
Insurance
Three kinds of protection, one conversation
Each of these is optional and priced separately, and all three are Provident Insurance policies — one insurer, one set of paperwork, one place to call if you ever need to claim.
Motor vehicle insurance. We arrange your comprehensive cover at handover, alongside your finance and paperwork, so your car is protected from the moment it leaves us.
GAP (Guaranteed Asset Protection). If your car is written off or stolen, your insurer pays out what it was worth on the day — which may not match your remaining loan balance. GAP is designed to cover the difference.
CCI (Credit Contract Indemnity). Keeps your loan repayments going if the worst happens — illness, injury, hospitalisation, bankruptcy, income disruption or death.
Find out more
100% Kiwi
All of our Ingham Cover solutions are backed by 100% kiwi businesses, so you have a NZ team supporting you.
24/7 Support
Our Vehicle Insurance and Extended Warranty offer 24-hour claims support to help get you on the road quick and hassle-free.
Coverage
You can be covered the moment we hand you the keys’; it’s that easy.
Why Ingham Cover
You can drive to us
You’re dealing with a dealership and the people in it. The same faces who sold you the car. That’s the part customers tell us they value most.
Our own workshops and technicians
When you use an Ingham Dealership, you know you are getting factory-trained technicians, with the right parts and equipment for your vehicle, doing the job the way the manufacturer intended.
Straight-forward pricing
We don’t discount bundles, which means every product is simply priced on what it’s worth. Take one or take five, you’re getting the same deal.
Advice you can trust
Our business managers know these products properly and will tell you plainly which ones suit you. You’ll have the full policy wording in front of you well before anyone asks you to sign.
How it works?
Have a proper conversation
Your business manager takes you through all five, what each one gives you, what it costs, and which ones are worth your money.
Pick what suits
One product or the whole range. You still get the same great price.
Drive away sorted
Everything’s arranged before handover, and you leave with your documentation, your policy numbers and someone to call.
Contact us about cover options
Frequently Asked Questions – Ingham Cover
Ingham Cover FAQ’s
Do I have to take all of it?
No. Everything under Ingham Cover is optional, and you can buy a vehicle from us without any of it.
How do I make a claim?
Simply follow these steps:
Ingham Extended Warranty
- Roadside Assistance: Call 0800 479 227, option 1
- Other Assistance: Call us on 0800 479 227, option 2 or email claims@inghamwarranty.nz
Please have your policy number, vehicle registration, and current odometer reading ready.
Vehicle Insurance, GA or CCI
- For Insurance claims call 0800 676 864, option 3, or email the NZ Claims Services team at provident@nzcs.org
Is there a discount if I take everything?
No, and that’s deliberate. Bundle pricing usually means the individual prices have been marked up so the package looks like a bargain. We’d rather price each one honestly, so you’re never paying for something you didn’t want just to make the maths work.
Do I have to take all of it?
No. Everything under Ingham Cover is optional, and you can buy a vehicle from us without any of it.
How do I make a claim?
Simply follow these steps:
Ingham Extended Warranty
- Roadside Assistance: Call 0800 479 227, option 1
- Other Assistance: Call us on 0800 479 227, option 2 or email claims@inghamwarranty.nz
Please have your policy number, vehicle registration, and current odometer reading ready.
Vehicle Insurance, GA or CCI
- For Insurance claims call 0800 676 864, option 3, or email the NZ Claims Services team at provident@nzcs.org
Is there a discount if I take everything?
No, and that’s deliberate. Bundle pricing usually means the individual prices have been marked up so the package looks like a bargain. We’d rather price each one honestly, so you’re never paying for something you didn’t want just to make the maths work.
Can I add something later?
Sometimes. A few need to be arranged at the time of purchase or when your finance settles, and others can be added afterwards. Ask your Ingham business manager – they’ll tell you up front which is which.
What if I sell the car?
Transfer and cancellation terms vary and are set out in your documents. Give us a call and we’ll talk you through it.
Ingham Cover Warranty FAQ’s
What does the warranty cover?
Sudden mechanical or electrical breakdown of covered components. If something fails, you bring the vehicle to us and we sort the repair. Covered components, claim limits and excess options are all set out in the policy wording. View more.
Why would I need this on a used car?
Most used vehicles are past their original manufacturer’s warranty, so a mechanical repair would otherwise come out of your own pocket. This puts that protection back in place. It’s in addition to your rights under the Consumer Guarantees Act, which apply to any vehicle bought from a dealer.
Isn’t a used car already covered by the Consumer Guarantees Act?
Yes, and those rights aren’t affected by anything you buy from us. The CGA covers faults that mean a vehicle wasn’t of acceptable quality when you bought it, judged against its age, price and mileage. An Extended Warranty is different – it covers breakdowns that happen during the term regardless of whether the CGA applies. Some situations fall under both, and plenty fall under only one.
How long does the Warranty last?
Terms of one, two or three years are available, and you dont need to pay an excess. Your business manager will show you the choices for your vehicle.
How do I make a claim?
imply follow these steps:
What to Do if You Need Assistance
- Roadside Assistance: Call 0800 479 227, option 1
- Other Assistance: Call us on 0800 479 227, option 2 or email claims@inghamwarranty.nz
Please have your policy number, vehicle registration, and current odometer reading ready.
Repairs and Authorised Repairers
- We’ll help you find your nearest Authorised Ingham Repairer (all repairs must be carried out by an Authorised Repairer).
- If your vehicle suffers a mechanical/electrical problem and can be driven, deliver your vehicle safely to the closest Ingham Dealership or a repairer authorised by us.
- If it cannot be driven safely, let our roadside assistance team know so they can provide you with the best repair solution.
- Present your policy to the repairer so they can confirm if the breakdown is covered.
- You may be asked to complete a claim form and provide additional documentation (e.g. proof of servicing, relevant invoices).
Who does the repairs?
Our workshops, with franchise-trained technicians and the right parts and diagnostic equipment for your make. We also have access to quality workshops around the country so you have easy access no matter where you are.
Does it still apply if I don’t service the car on time?
Keeping the vehicle to its service schedule is a condition of cover. Miss it and a claim can be declined. This is one reason customers often take the Ingham Cover Service Plan alongside the warranty.
Does it include 24/7 Roadside Protection?
Yes. You get complimentary nationwide 7 day / 24 hour First Rescue Roadservice.
Ingham Cover Service Plan FAQ’s
What does the Ingham Service Plan cover?
Your scheduled servicing for three years (3 x services), at today’s price. It includes a 35-point vehicle inspection, OIl and filter change, and a complimentary WOF. T&Cs apply, so visit Ingham Cover Service Plan.
What if labour rates go up?
Like inflation, they may go up. But yours won’t. That’s the point of it. Any additional items are excluded and will always be discussed with you in advance.
Can I use it at any Ingham dealership?
You have the choice to get your vehicle serviced at any of our participating dealerships, and this list is growing all the time:
- Ingham Great Lake
- Ingham North Harbour
- Ingham North Shore
- Ingham West Auckland
- Ingham Hamilton
- Ingham Prestige
- Ingham Te Awamutu
- Ingham Cambridge
- Ingham Tauranga
- Ingham Rotorua
- Ingham Taupo
- Ingham Taupo Central
Ingham Cover Insurance FAQ’s
Who underwrites the insurance?
Provident Insurance Corporation Limited, a licensed insurer under the Insurance (Prudential Supervision) Act 2010. Provident is 100% New Zealand owned, based in Takapuna, and handles claims here in New Zealand.
What’s the difference between the three insurance options?
Motor vehicle insurance covers the car itself. GAP covers the shortfall between an insurance payout and what you still owe on your finance. CCI keeps your finance repayments going if you’re unable to work, or looks after your family in the event of death. The first protects the vehicle; the other two protect the loan behind it. Your Ingham Business Manager can discuss the options with you in a clear and simple manner.
How do I know if GAP is worth it for me?
Ask your Ingham Business Manager to run the numbers. They can estimate what your car will be worth at twelve, twenty-four and thirty-six months against what you’ll still owe.
What does CCI actually pay?
It keeps your finance repayments going in defined circumstances, and settles the loan in the event of death. T&Cs apply so visit
* Each Ingham Cover product has specific Terms and conditions. Refer to Policy wordings for full terms and conditions.