Smart Solutions for Buying, Protecting & Maintaining Your Vehicle.
Dreaming of your next car? At Ingham Tauranga, we’re here to make the process simple, seamless, and stress-free. Whether you’re after personalised finance options or complete insurance coverage, our expert team has you covered. We’ll help you navigate all the choices and find a vehicle that fits your lifestyle and budget.
Get in touch today and let’s get you on the road in the perfect car.
Finance
We believe purchasing your next car should be a smooth and exciting journey. That’s why we’ve made financing simple and hassle-free. We offer a range of financial options tailored to your individual needs. Contact us today to find the perfect one for you.
Insurance
Our personalised insurance options are designed to protect you when it matters most. We’ll take care of all the paperwork and have your cover arranged before you even leave the dealership — so you can drive away with total peace of mind. Talk to our team now.
Service Plans
Lock in your servicing costs today and enjoy peace of mind for tomorrow. Our service plans protect you from unexpected price increases and expenses. It’s simple, transparent, and built around keeping your vehicle in top condition — without the surprise costs.
Extended Warranty
Protect your vehicle beyond the standard warranty period with our Extended Warranty options. Covering key components against unexpected failures. It’s a smart way to extend your vehicle’s reliability — and your confidence — well into the future. Contact the team at Ingham Tauranga to learn more.
Frequently Asked Questions.
What finance options are available at Ingham Tauranga?
We offer a range of vehicle finance options, including:
• Hire Purchase (HP)
• Personal Loan
• Business Vehicle Finance
We’ll work with you to find a plan that fits your budget and lifestyle.
Can I apply for finance if I have a learner or restricted licence?
Yes, some lenders will consider applications from customers with a learner or restricted licence. A steady income, proof of address, and a good credit history will help.
What do I need to apply for car finance?
Generally, you’ll need:
• NZ Driver’s Licence (Learner, Restricted, or Full)
• Proof of income (e.g., 2–3 recent payslips or bank statements)
• Proof of address (e.g., utility bill)
• Details of any existing debts or loans
Can I get finance with bad credit?
Yes, we work with finance providers who may be able to help you even with a poor credit score. Every application is assessed individually.
What types of vehicle insurance do we offer??
We partner with trusted insurers to offer a range of coverages including:
• Third Party Only
• Third Party, Fire & Theft
• Comprehensive Cover
• Optional add-ons (e.g. windscreen cover, roadside assistance, mechanical breakdown cover)
What factors affect my insurance premium?
Premiums are based on things like:
• Your driving history and claims record
• Vehicle make, model, age, and value
• Where you live / where the car is kept
• Annual mileage
• Licence type and your driving experience
• Any modifications to the vehicle
Can I transfer my existing insurance to a new car?
Usually, yes. You’ll need to contact your insurer to update your policy details. Premiums may change based on the new vehicle. Speak to us directly, and we can guide you through the process.
What is a Service Plan?
A Service Plan covers your vehicle’s routine maintenance, such as:
- Oil and filter changes
- Fluid top-ups
- Brake checks
- Scheduled servicing based on your manufacturer’s guidelines
It’s designed to help you spread the cost of servicing and avoid price increases over time. You’ll know exactly what you’re paying, with no hidden fees.
What is an Extended Warranty?
An Extended Warranty covers the cost of unexpected mechanical or electrical failures after your original manufacturer warranty ends. This may include:
- Engine or gearbox issues
- Suspension problems
- Electrical system faults
It doesn’t cover regular wear and tear or servicing, but it helps protect you from unexpected repair bills that can be costly.
Can I have both – Service Plan and Extended Warranty?
Yes – many customers choose both for full protection. A Service Plan keeps your vehicle in top condition, while an Extended Warranty provides backup in case something goes wrong mechanically or electrically.
More Questions?
We are here to help.
From Value to Finance – Your car journey starts here.
Value My Car
Fast, Fair, and Professional. Our experienced team uses up-to-date industry data, market trends, and vehicle condition to deliver an accurate and fair valuation helping you make informed decisions whether you’re selling, part-exchanging, or simply exploring your options.
Getting started is simple:
• Submit your vehicle details (make, model, mileage and condition)
• Our team reviews the information
• Receive your professional, non-obligational appraisal within 24 hours or less
While we can’t account for personal value, please know that every appraisal is handled with respect and integrity. If the figure you receive is lower than expected, it’s not a reflection of your care or pride in the vehicle — it’s simply an honest representation of what the market is willing to pay today.
Let us help you take the next step with confidence, backed by real data and a team that values transparency.
Finance Calculator.
Estimate your finance costs with our quick and easy finance calculator.
CONTACT US
Talk to our Finance & Insurance team.
Finance & Insurance Enquiry
Contact our team about finance, insurance, and warranty.
Standard fees and charges.
For our full range of Finance fees and charges applicable to the consumer contracts we provide please click here