Keys to adventure, financed your way.

Win free fuel for a year!* Take out a vehicle loan and go in the draw!

Finance Made Simple: Your Path, Less Complicated

Conveniently located in Taupo, with services stretching from Cape Reinga to Invercargill.

For vehicles, motorbikes, caravans, boats, jet skis, or even heavy machinery, we can offer straight-forward, competitive finance.

It’s easy to apply and our friendly team are here to help every step of the way. Like to get underway? Apply today!


*Valued at $6,500. Entries close 10th May 2024. Lending criteria, fees T&Cs apply. View full competition terms and conditions here.

Quick Apply | IFS Finance
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Why choose IFS Finance?

Completely Personalised

We work with you to find a personalised solution. We offer flexible terms and the choice of weekly, fortnightly and monthly repayments to structure your loan to your requirements.

Transparent Costs

Our Finance Manager will outline the costs attributed to your loan, so there won’t be any extra surprises when your first payment is due.

Simplified Process

Our application is straightforward and user-friendly, we maintain clear and consistent communication with you, keeping you informed throughout the process.

Unrestricted Purchasing Power

Your loan can be used to purchase through a private seller or a business, giving you the flexibility to find something that meets your exact requirements.

Local team, National reach

We work with a broad range of trusted New Zealand lenders so that we can offer our customers competitive
interest rates and loan structures appropriate to their personal needs.

Your One Stop Shop

Whether you’re dreaming of hitting the road in a new car, cruising the waves in a boat, exploring rugged trails on a bike, or setting off on a cross-country adventure in a caravan, we have the financing solutions to make it happen.

How it works:

Apply online

Complete our online application form in less than 2 minutes!

Choose your repayment options

We will contact you to talk through your borrowing needs and loan options.

Enjoy your next toy!

We’ll dive right into finalising your application, and keep you in the loop with how we get on!

*Approval is subject to lending criteria, fees and T&Cs apply.

Our Offerings.

New and Used Vehicle Loans

We offer a wide range of finance options for new and used vehicles, boats and jet skis. Whether you’re purchasing direct from a business or through a private seller, we can organise a loan for you!

Boat and Jet Ski Financing

IFS Finance is your trusted partner in navigating the financial waters, making boat and jet ski ownership accessible and hassle-free. Set sail on your next adventure with confidence.

Heavy Machinery Finance

If your machinery is needing an upgrade, we’re here to finance it! Whether you need an excavator, forklift, compactor or loader, our team can help with your financing needs.

*The actual interest rate charged to you will depend on your circumstances, the type of lending required, the security provided, and is determined by the lender. Fees apply, including an establishment fee of up to $450 and an introducer fee of up to $995. Example: A loan of $5,000 over 12 months at 10.95% p.a. has fees totaling $495 and a total repayment of $5,832.00 equating to 12 monthly payments of $486.00. Approval is subject to meeting lending criteria, and affordability test applies. Our lender will independently assess whether you are eligible for a loan.
By submitting an application, you agree to Ingham’s Privacy Policy and Finance Terms and Conditions.