Estimate Your Vehicle Repayments Instantly
Use our simple online finance calculator to get an indicative estimate of your weekly or monthly repayments. Whether you’re looking at a new or used vehicle, this tool helps you plan your budget with confidence.
Enter your vehicle price (minus the trade-in amount if you know) and enter your deposit. The calculated results are only indicative. For an accurate finance quote, contact one of our team or fill in our Finance application form.
How Does Car Finance Work in New Zealand?
Financing a vehicle in NZ typically involves a deposit, fixed interest rate, and loan term (usually between 1–5 years). At Ingham North Shore, our Finance Managers work with reputable lenders to find the right repayment structure to suit your lifestyle.
What affects your repayments?
- Vehicle purchase price
- Deposit amount
- Trade-in value
- Loan term
- Interest rate (indicative only)
- Balloon or residual payments
CONTACT US
Talk to our Finance Managers.
Frequently Asked Questions
Is the result a guaranteed quote?
No, this is an indicative estimate only. Actual repayments will depend on your credit profile, lender policies, and final purchase agreement.
Can I apply for finance online?
Yes. Once you’ve used the calculator, you can begin a finance application online or talk to our team for pre-approval.
What deposit do I need?
We offer flexible deposit options depending on your situation. Some finance plans allow for $0 deposit.
Does this work for both new and used vehicles?
Absolutely. You can use this calculator whether you’re buying a new SUV, a pre-owned hatchback, or anything in between.
Standard fees and charges.
For our full range of Finance fees and charges applicable to the consumer contracts we provide please click here.