{"id":8,"date":"2025-04-02T03:48:12","date_gmt":"2025-04-02T03:48:12","guid":{"rendered":"https:\/\/www.inghamdriven.nz\/ingham-tauranga\/finance-insurance\/"},"modified":"2025-10-17T00:31:31","modified_gmt":"2025-10-17T00:31:31","slug":"finance-insurance","status":"publish","type":"page","link":"https:\/\/www.inghamdriven.nz\/tauranga\/finance-insurance\/","title":{"rendered":"Finance & Insurance | Ingham Tauranga"},"content":{"rendered":"\n

Smart Solutions for Buying, Protecting & Maintaining Your Vehicle.<\/h1>\n\n\n\n
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Dreaming of your next car? At Ingham Tauranga, we\u2019re here to make the process simple, seamless, and stress-free. Whether you’re after personalised finance options or complete insurance coverage, our expert team has you covered. We\u2019ll help you navigate all the choices and find a vehicle that fits your lifestyle and budget.<\/p>\n\n\n\n

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Get in touch today and let\u2019s get you on the road in the perfect car.<\/strong><\/p>\n\n\n\n

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Finance<\/h3>\n\n\n\n

We believe purchasing your next car should be a smooth and exciting journey. That\u2019s why we\u2019ve made financing simple and hassle-free. We offer a range of financial options tailored to your individual needs. Contact us today to find the perfect one for you.<\/p>\n\n\n\n

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Finance Application<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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Insurance<\/h3>\n\n\n\n

Our personalised insurance options are designed to protect you when it matters most. We\u2019ll take care of all the paperwork and have your cover arranged before you even leave the dealership \u2014 so you can drive away with total peace of mind. Talk to our team now.<\/p>\n\n\n\n

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Insurance Enquiry<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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Service Plans<\/h3>\n\n\n\n

Lock in your servicing costs today and enjoy peace of mind for tomorrow. Our service plans protect you from unexpected price increases and expenses. It\u2019s simple, transparent, and built around keeping your vehicle in top condition \u2014 without the surprise costs.<\/p>\n\n\n\n

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Extended Warranty<\/h3>\n\n\n\n

Protect your vehicle beyond the standard warranty period with our Extended Warranty options. Covering key components against unexpected failures. It\u2019s a smart way to extend your vehicle\u2019s reliability \u2014 and your confidence \u2014 well into the future. Contact the team at Ingham Tauranga to learn more.<\/p>\n\n\n\n

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Frequently Asked Questions.<\/h2>\n\n\n\n
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What finance options are available at Ingham Tauranga?<\/h6>\n
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We offer a range of vehicle finance options, including:<\/p>\n\n\n\n

\u2022 Hire Purchase (HP)<\/strong><\/p>\n\n\n\n

\u2022 Personal Loan<\/strong><\/p>\n\n\n\n

\u2022 Business Vehicle Finance<\/strong>
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We\u2019ll work with you to find a plan that fits your budget and lifestyle.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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Can I apply for finance if I have a learner or restricted licence?<\/h6>\n
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Yes, some lenders will consider applications from customers with a learner or restricted licence. A steady income, proof of address, and a good credit history will help.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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What do I need to apply for car finance?<\/h6>\n
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Generally, you\u2019ll need:<\/p>\n\n\n\n

\u2022 NZ Driver\u2019s Licence (Learner, Restricted, or Full)<\/p>\n\n\n\n

\u2022 Proof of income (e.g., 2\u20133 recent payslips or bank statements)<\/p>\n\n\n\n

\u2022 Proof of address (e.g., utility bill)<\/p>\n\n\n\n

\u2022 Details of any existing debts or loans<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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Can I get finance with bad credit?<\/h6>\n
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Yes, we work with finance providers who may be able to help you even with a poor credit score. Every application is assessed individually.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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What types of vehicle insurance do we offer??<\/h6>\n
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We partner with trusted insurers to offer a range of coverages including:<\/p>\n\n\n\n

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\u2022 Third Party Only<\/strong><\/p>\n\n\n\n

\u2022 Third Party, Fire & Theft<\/strong><\/p>\n\n\n\n

\u2022 Comprehensive Cover<\/strong><\/p>\n\n\n\n

\u2022 Optional add-ons<\/strong> (e.g. windscreen cover, roadside assistance, mechanical breakdown cover)<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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What factors affect my insurance premium?<\/h6>\n
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Premiums are based on things like:<\/p>\n\n\n\n

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\u2022 Your driving history and claims record<\/p>\n\n\n\n

\u2022 Vehicle make, model, age, and value<\/p>\n\n\n\n

\u2022 Where you live \/ where the car is kept<\/p>\n\n\n\n

\u2022 Annual mileage<\/p>\n\n\n\n

\u2022 Licence type and your driving experience<\/p>\n\n\n\n

\u2022 Any modifications to the vehicle<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

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Can I transfer my existing insurance to a new car?<\/h6>\n
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Usually, yes. You\u2019ll need to contact your insurer to update your policy details. Premiums may change based on the new vehicle. Speak to us directly, and we can guide you through the process.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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What is a Service Plan?<\/h6>\n
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A Service Plan covers your vehicle\u2019s routine maintenance<\/strong>, such as:<\/p>\n\n\n\n