{"id":17,"date":"2025-05-26T04:19:52","date_gmt":"2025-05-26T04:19:52","guid":{"rendered":"https:\/\/www.inghamdriven.nz\/ingham-north-shore\/finance-insurance\/finance-calculator\/"},"modified":"2025-09-16T03:22:36","modified_gmt":"2025-09-16T03:22:36","slug":"finance-calculator","status":"publish","type":"page","link":"https:\/\/www.inghamdriven.nz\/north-shore\/finance-insurance\/finance-calculator\/","title":{"rendered":"Finance Calculator &#8211; Ingham North Shore"},"content":{"rendered":"\n<div class=\"wp-block-cover\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-100 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:35%\"><div\n        id=\"finance-calculator-container-590556560003560\"\n        class=\"inghamdriven-finance-calculator \"\n        data-ifc-terms              =\"5\"\n        data-ifc-rate               =\"11.95\"\n        data-ifc-deposit            =\"1500\"\n        data-ifc-residual           =\"20.00\"\n        data-ifc-cost               =\"10000\"\n        data-ifc-monthly-fee        =\"6.00\"\n        data-ifc-ppsr-fee           =\"10\"\n        data-ifc-documentation-fee  =\"383\"\n        data-ifc-warranty           =\"0\"\n        data-ifc-warranty-price     =\"0\"\n        data-ifc-preapproved        =\"\"\n        data-ifc-disclaimer         =\"Per week payments based on drive away price{if hasWarranty}, plus a 3 year  mechanical warranty of ${warrantyPrice}{\/if}, {deposit}% deposit, a fixed interest rate of {rate}% p.a. over {term} months, followed by a balloon payment of {residule}%. Total amount payable is ${stockTotalCost}. Available on consumer credit contracts. Standard UDC documentation fee of ${doc}, PPSR of ${ppsr}, and monthly account fee of ${monthlyFee}. Normal lending criteria apply.\">\n    <\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:45%\">\n<div style=\"height:132px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading\">Estimate Your Vehicle Repayments Instantly<\/h1>\n\n\n\n<p>Use our simple online finance calculator to get an indicative estimate of your weekly or monthly repayments. Whether you\u2019re looking at a new or used vehicle, this tool helps you plan your budget with confidence.<\/p>\n\n\n\n<p>Enter your vehicle price (minus the trade-in amount if you know) and enter your deposit. The calculated results are only indicative. For an accurate finance quote, contact one of our team or fill in our\u00a0<a href=\"https:\/\/inghamdriven.nz\/mitsubishi\/finance-insurance\/finance-application\/\">Finance application form.<\/a><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link has-text-color wp-element-button\" href=\"https:\/\/www.inghamdriven.nz\/north-shore\/finance-application\/\" style=\"color:#f4f4f4\">Apply for finance<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:43px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\">How Does Car Finance Work in New Zealand?<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>Financing a vehicle in NZ typically involves a deposit, fixed interest rate, and loan term (usually between 1\u20135 years). At Ingham North Shore, our Finance Managers work with reputable lenders to find the right repayment structure to suit your lifestyle.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What affects your repayments?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vehicle purchase price<\/li>\n\n\n\n<li>Deposit amount<\/li>\n\n\n\n<li>Trade-in value<\/li>\n\n\n\n<li>Loan term<\/li>\n\n\n\n<li>Interest rate (indicative only)<\/li>\n\n\n\n<li>Balloon or residual payments<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:43px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h6 class=\"wp-block-heading has-text-color\" style=\"color:#676767\">CONTACT US<\/h6>\n\n\n\n<h2 class=\"wp-block-heading\">Talk to our Finance Managers.<\/h2>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/www.inghamdriven.nz\/north-shore\/finance-enquiry\/\">Make an enquiry <\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\"><div class=\"inghamdriven-iframe\">\n        <iframe loading=\"lazy\" src=\"https:\/\/www.inghamdriven.nz\/contact-our-team\/?wpf7703_33=Auckland%20-%20Ingham%20North%20Shore&#038;wpf7703_6=Finance%20Team&#038;ss=https:\/\/www.inghamdriven.nz&#038;source_url=https:\/\/www.inghamdriven.nz%2Fnorth-shore%2Fwp-json%2Fwp%2Fv2%2Fpages%2F17&#038;source_page=https:\/\/www.inghamdriven.nz%2Fnorth-shore%2Fwp-json%2Fwp%2Fv2%2Fpages%2F17&#038;iframe=true&#038;primary_header=%23000000&#038;secondary_header=%23ffffff&#038;typography=0&#038;primary_footer=%23000000&#038;secondary_footer=0&#038;btn_color=%23343346&#038;btn_color_rgb=52%2C51%2C70&#038;btn_border_color=%23292837\" frameborder=\"0\" scrolling=\"no\" height=\"650px\" width=\"100%\"><\/iframe>\n        <\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<div class=\"wp-block-gutena-accordion gutena-accordion-block gutena-accordion-block-a8f73b-cc is-layout-flow wp-block-gutena-accordion-is-layout-flow\" data-single=\"true\">\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\">Is the result a guaranteed quote?<\/h6>\n<div class=\"trigger-plus-minus\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p style=\"margin-top:0;margin-bottom:0\">No, this is an indicative estimate only. Actual repayments will depend on your credit profile, lender policies, and final purchase agreement.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\">Can I apply for finance online?<\/h6>\n<div class=\"trigger-plus-minus\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p style=\"margin-top:0;margin-bottom:0\">Yes. Once you\u2019ve used the calculator, you can begin a finance application online or talk to our team for pre-approval.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\">What deposit do I need?<\/h6>\n<div class=\"trigger-plus-minus\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p style=\"margin-top:0;margin-bottom:0\">We offer flexible deposit options depending on your situation. Some finance plans allow for $0 deposit.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\">Does this work for both new and used vehicles?<\/h6>\n<div class=\"trigger-plus-minus\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p style=\"margin-top:0;margin-bottom:0\">Absolutely. You can use this calculator whether you&#8217;re buying a new SUV, a pre-owned hatchback, or anything in between.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide\"\/>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading has-text-color\" style=\"color:#231f20\"><a href=\"https:\/\/inghamdriven.nz\/terms-and-conditions\/1\/1619\/\" target=\"_blank\" rel=\"noreferrer noopener\">Standard fees and charges.<\/a><\/h4>\n\n\n\n<p>For our full range of Finance fees and charges applicable to the consumer contracts we provide please <a href=\"https:\/\/inghamdriven.nz\/terms-and-conditions\/1\/1619\/\" target=\"_blank\" rel=\"noreferrer noopener\">click here<\/a>.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Estimate your vehicle finance repayments with our North Shore calculator. Available for new and used cars at Ingham Auckland. Easy, quick, and free.<\/p>\n","protected":false},"author":15,"featured_media":0,"parent":8,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-17","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.inghamdriven.nz\/north-shore\/wp-json\/wp\/v2\/pages\/17","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.inghamdriven.nz\/north-shore\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.inghamdriven.nz\/north-shore\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.inghamdriven.nz\/north-shore\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.inghamdriven.nz\/north-shore\/wp-json\/wp\/v2\/comments?post=17"}],"version-history":[{"count":5,"href":"https:\/\/www.inghamdriven.nz\/north-shore\/wp-json\/wp\/v2\/pages\/17\/revisions"}],"predecessor-version":[{"id":370,"href":"https:\/\/www.inghamdriven.nz\/north-shore\/wp-json\/wp\/v2\/pages\/17\/revisions\/370"}],"up":[{"embeddable":true,"href":"https:\/\/www.inghamdriven.nz\/north-shore\/wp-json\/wp\/v2\/pages\/8"}],"wp:attachment":[{"href":"https:\/\/www.inghamdriven.nz\/north-shore\/wp-json\/wp\/v2\/media?parent=17"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}